Question 1

Q. What is InstaPay?

Accepted Answer

InstaPay is a transparent factoring solution offered by VePay that gives Amazon eCommerce sellers fast access to working capital. By advancing up to 70% of your net invoice value, InstaPay helps you meet immediate business needs—such as restocking inventory—without incurring any interest-based charges.

Question 2

Q. How quickly can I access funds?

Accepted Answer

Once your onboarding is successfully completed and your invoice is generated, you can receive up to 70% of your net invoice value within a few hours. The remaining amount is paid out once the marketplace settles the invoice.

Question 3

Q. How do I qualify for InstaPay?

Accepted Answer

To be eligible, you must have a verified Amazon seller account with at least 6 months of consistent sales history, average monthly sales of $5,000, and a return rate under 15%.

Question 4

Q. Are there any hidden fees?

Accepted Answer

No. InstaPay is built on transparency. We charge a clear, fixed fee for the service—no compounding interest, no late penalties, and no hidden costs.

Question 5

Q. How do I repay the advance?

Accepted Answer

Repayment is automatically deducted from your future receivables. There are no fixed schedules or EMIs—just a simple “pay-as-you-receive” model aligned with your cash flow.

Question 6

Q. Is InstaPay available for non-Amazon sellers?

Accepted Answer

Currently, InstaPay is available only for Amazon sellers, but we’re actively working to integrate with more eCommerce platforms such as Shopify and Walmart.

Question 7

Q. Is VePay fully transparent?

Accepted Answer

Yes, absolutely. Our entire model has been structured in consultation with qualified financial experts to ensure full compliance with ethical financial principles.

Question 8

Q. Do I need to provide KYC documents?

Accepted Answer

Yes. As part of our compliance process, we require basic identity verification and business registration details to ensure security and regulatory trust.

Question 9

Q. Which countries are supported?

Accepted Answer

InstaPay is currently available to sellers operating in selected regions with Amazon marketplaces. Please reach out to our support team for the most up-to-date availability list for your region.

Frequently Asked Questions

Frequently Asked Questions